What you set a certain function as default, this is likely to increase a certain behaviour - for good or bad. For example double page printing as a default setting have shown to support organisations to save lots of money. Induviduals may have money automatically transferred to a savingsaccount each month, supporting them to save as default. Default setting are functions that makes a certain behaviour more likely.
Wikipedia writes about this as the default effect.
http://en.wikipedia.org/wiki/Default_effect_%28psychology%29
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